Free Resources Library

Tools and Worksheets

Purpose-built spreadsheets and printable PDFs engineered to remove guesswork from your monthly cash flow.

SPREADSHEET + PDF MBR-01

ZERO-BASED FRAMEWORK

Monthly Budget Planner

Needs (50%) $2,850
Savings & Debt (25%) $1,425
Excel + Google Sheets Printable PDF Included

Monthly Budget Planner

Built around a realistic 50/30/20 baseline that adapts to variable paychecks. Automatically calculates leftover cash flow and highlights subscription creep.

✓ Automated category totals
✓ Sinking funds tracker
✓ Bi-weekly paycheck split view
✓ Print-ready fridge summary
AVALANCHE & SNOWBALL MBR-02

PAYOFF ACCELERATOR

Debt Payoff Worksheet

Interest Calculator Instant Payoff Date

Debt Payoff Worksheet

List your balances, APRs, and minimum payments once. Toggle between Debt Avalanche (highest interest first) and Debt Snowball (smallest balance first) to see exact interest saved.

✓ Side-by-side strategy comparison
✓ Extra payment impact simulator
✓ Visual milestone tracker
✓ Credit card & student loan ready